Wednesday, March 27, 2013

Home Depot, Landslides And A Legal Obligation

Yesterday we signed a slew of papers. I was only half listening to what I was signing because Keely was on the brink of losing it. My mom luckily had taken Will for the day so I didn't have to completely ignore everything I was agreeing to. I did gather a few key things.

1. We have a legal obligation to pay back our loan. (Can you believe they make you sign a paper stating that you understand this? Someone somewhere really effed with a bank)
2. Our loan is going to get sold to another bank no matter what. It's probably being sold as we speak. (Laymen's Terms: don't bother worrying what bank to get your loan from. It's getting sold to a big bank no matter what.)
3. It's going to cost us $10,000 just to sell this house if and when we go to do it. The fees and taxes get you real good. (When you low ball someone just take into consideration they are not necessarily making any money on this deal.)

After we signed all the papers we called up the Home Depot in Oak Harbor to get someone to come measure our place for carpet. 4 phone calls later we had an appointment. Not looking like a good sign. The other day the family took a trip to our local Home Depot and picked out tile. We then went and picked carpet. We then put a carpet sample next to the tile and were horrified at the two together. Our beautiful white carpet looked dingy and drab compared to the tile. We then grabbed a slew of sample carpet and picked one out. On the phone while making our appointment, the extremely soft spoken man wanted to know what carpet we wanted. I told him while James freaked out about wether it was "the one". James kept telling me not to pick it and the guy kept telling me he just needed to put something in the system. Meanwhile I can't hear either of them and just keep asking what? what? I have to leave the hub bub and retreat into the back bathroom just to hear this tiny mouse I am speaking to. I then get questioned by James about what I snuck off to talk about with the guy.

Very early this morning I get a random text from a relative asking me if my house was in a landslide. I joke back, stating maybe it was. The house we bought is in a neighborhood association which gives us private beach ownership. Well, the beach side of the road looks great. Across the street though, oh boy, major landslides going on there. It's a giant hill going straight up and packed full of trees. The land is sliding. It's only a matter of time before one of those beautiful houses gets it. Our house is fine. It's up the hill and a good distance from the hill dip. A road that accesses the house could get washed out but that most likely won't happen. My relative didn't write me back and towards the end of the day I learn about the Whidbey Island landslide that made national news. I even got a call from my worried grandmother. Awesome. Whidbey never makes national news and the day after we buy a house out there it's on the news. This stuff is whack.

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